Dental Implants, Insurance, and Payment
Rarely do patients come to me in need of dental implants without questions about costs, insurance, and payments. This issue of Dental Digest will hopefully shed some light on these issues.
- Dental implants should be thought of as an investment, not an expense. You are investing your time and financial resources into your health. Understanding this concept will help you get away from the restrictive nature of insurance and guide you towards other methods of affording dental implants.
In my practice, we perform many dental implant procedures for our patients and the patients of other dentists. We recognize the financial needs of people, and we offer many opportunities for people to be able to afford the treatments they need and desire:
- Cash & Check Discounts: Many people have the funds for the services they are requesting, but like all smart consumers, they look for discounts. We will offer those discounts for payments made my cash & check.
- Home Equity Lines Of Credit: If you own your own home, and with interest rates so low, this is the cheapest money you can borrow. You pay yourself back as you see fit, with no (to little) penalties.
- Healthcare Financing Companies: There are multiple companies that will lend money for your healthcare needs. Some examples are CareCredit, Lending Club, and Health Credit Services. Plans offered by these companies range from interest-free loans to extended loans at higher interest rates.
In summary, whether your needs are a single implant or complex care such as All-On- Four®, insurance, financing, and your thought process are all important considerations. We help our patients every day with these considerations here at Morris County Dental Associates.
Schedule a consultation
For a consultation, including a free 3-D scan (if necessary), please call the office at (973) 328-1225.